Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Welcome Back
Log In To Your Accounts Here

Need Assistance? Contact Us

Security Bank of Kansas City
woman kissing boy on forehead

Personal Savings

Personal Savings

Whether you’re saving for a much needed vacation or for a rainy day, Security Bank of Kansas City has many options to help you save.

Personal Savings Account

"I regret saving that money!" said no one ever...Open up a Personal Savings Account today!

 

Personal Savings Account
 
Unlimited Deposits 
They are Completely Unlimited No Matter How They are Performed
 
Unlimited Withdrawals In-Person, By Mail, or ATM
You May Also Make Up to 6 Transfers Per Month1
 
Interest Compounded/Credited Monthly2
Click Here for Current Rates
  
Free ATM Mastercard 
Linked to Your Account and Ready to Use
 
 
Minimum Opening Deposit:  $100.00
Service Charge:  $5.00 Per Quarter if Daily Balance Falls Below $100.00
                              $1.00 Charge For Each Withdrawal and Debit Over 9 Per Quarter


1In accordance with banking regulations, transfers from a savings account to another account or to third parties by preauthorized automatic or internet/telephone transfer are limited to 6 per month by check, draft, ATM/Debit or similar order to third parties.

2The interest rate may change at any time. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle. Service charges and other fees will reduce earnings. 

Personal Savings Account (Age 17 and Under)

Are you looking for a way to teach your child to save for their future? With our account, you can help your children develop good spending habits and watch their savings grow.

 

Personal Savings Account (Age 17 & Under)1 
 
Unlimited Deposits 
They are Completely Unlimited No Matter How They are Performed
 
Service Charge Free Account

All Service Charges Waived Until Age 18.

 
Interest Compounded/Credited Monthly2
Click Here for Current Rates
  
Free ATM Card3
No ATM Fees When Using a Security Bank of Kansas City ATM
 
 
Minimum Opening Deposit:  $10.00
Service Charge:  Waived Until Age 18

 

1At least one adult required as joint owner on the account.

2The interest rate may change at any time. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle. Service Charges and other fees will reduce earnings.

3Age 16 & Up: Lower limits may apply.

Holiday Club Account

Looking forward to Holiday time, but stressing over the cost that holiday times bring? Reduce holiday stress with regular, unlimited deposits into a Holiday Club Account.

 

Holiday Club Account
 
Stress-Free Holiday Savings
The Amount Saved Per Week Determines the Balance at the End of the Term Each October
 
         $5 per week = $250 at the end of the term
         $10 per week = $500 at the end of the term
         $20 per week = $1,000 at the end of the term
         $50 per week = $2,500 at the end of the term
  
                  Example based on weekly deposit for 50 weeks. For illustrative purposes only.
 
                  Account Balance Fully Distributed To You Every Year
 
                    Minimum Opening Deposit:  $5.00
                    Service Charge: No Monthly Service Charge
                    Early Account Closing Fee1: $10.00
 
1Any withdrawal requested prior to the annual distribution will be subject to account closure.
Money Market Account
For investment savings, competitive interest rates and liquidity, an insured Money Market account at Security Bank of Kansas City can be the ideal money management tool. Interest rates are tiered based on the balance maintained in the account. 
 
 
Money Market Includes:
 
Anywhere Banking
Mobile-Online Banking and Bill Pay
 
Interest Compounded/Credited Monthly 1
Click Here for Current Information on Tiered Interest Rates and Balances
 
Unlimited Deposits
They are Completely Unlimited No Matter How They are Performed
 
Unlimited Withdrawals
If Made in Person, by Mail, or by ATM
 
Limited Check Writing/Transfers 2
Limited to 6 per Monthly Statement Cycle
 
 
Minimum Opening Deposit:  $1,000
Monthly Service Charge:  $7.50 Monthly Service Charge if Daily Balance Falls Below $1,000.00
 
 

1 The interest rate may change at any time.  If an account is closed before interest has been credited, no accrued interest will be paid for that cycle.  Service Charges and other fees will reduce earnings.

2 In accordance with banking regulations transfers from a Money Market Account to another account or to third parties by preauthorized, automatic, or internet/telephone transfer are limited to 6 per month by check, draft, ATM/Debit or similar order to third parties.  An Excess Transfer Fee of $5.00 per item will be charged for each transfer over 6 which occurs during the same statement cycle.

Health Savings Account
A Health Savings Account (HSA) provides eligible individuals and families with a smart way to save money to help pay for current or future qualified medical expenses on a tax-free basis.1

 
Health Savings Account
 
Interest Compounded/Credited Monthly2
Click Here for Current Information on Tiered Interest Rates and Balances
  
HSA Debit Mastercard 
Linked to Your Account and Ready to Use
 
 
Minimum Opening Deposit:  $100.00
Service Charge:  $5.00 Monthly Service Charge if Daily Balance Falls Below $1,000.00
                              Service Charge Waived During the First 6 Statement Cycles
 
Please visit our HSA Service Center for additional information regarding Health Savings Accounts.

 

(Opens in a new Wind

1For more information concerning eligibility and tax deductibility, please consult your tax advisor.

2The interest rate may change at any time. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle. Service charges and other fees will reduce earnings.


 




 
 
 
 
 
 
 
 

 Compare Side By Side
 
Personal Savings
$100.00
$5.00 per quarter if daily balance falls below $100.00
 
$1.00 charge for each withdrawal and debit over 9 per quarter
Yes
No
Unlimited if Made in Person, by Mail, or by ATM
Otherwise limited to 6 per month1
Yes
Personal Money Market
$1,000.00
$7.50 per month if daily balance falls below $1,000.00
Yes
Limited1,2
Unlimited if Made in Person, by Mail, or by ATM
Otherwise limited to 6 per month1,2
Yes
Holiday Club
$5.00
No
Yes
No
No Withdrawals Allowed Before the End of Term in October3
No

Opening Deposit Service Charge Unlimited Deposits Check Writing Withdrawal Limits Interest Bearing
1In accordance with banking regulations, transfers from a Savings or Money Market account to another account or to third parties by preauthorized automatic or internet/telephone transfer are limited to six (6) per month by check, draft, ATM/Debit or similar order to third parties.
2An Excess Transfer Fee of $5.00 per item will be charged for each transfer in excess of the six (6) limit which occurs during the same statement cycle.
3If a withdrawal is made before the end of the term in October, the account will be closed, and an Early Closing Fee of $10.00 will be assessed.
















 
 


 
 
Can't Find What You Are Looking For?

LET US CONTACT YOU

There was an error submitting the form

Thank you for your submission!

We will be in touch with you soon.