Personal Savings Options
Whether you’re saving for a much needed vacation or for a rainy day, Security Bank of Kansas City has many options to help you save.
Personal Savings
"I regret saving that money!" said no one ever...Open up a Personal Savings Account today!
Personal Savings Includes:1
Bank Anywhere2
Mobile-Online Banking
Unlimited Deposits 
They are Completely Unlimited No Matter How They are Performed
Convenient Withdrawal Access
Free ATM Card3
No ATM Fees When Using a Security Bank of Kansas City ATM
Minimum Opening Deposit: $25
Minimum Balance Service Charge: $5 Per Quarter if Daily Balance Falls Below $100
Excess Withdrawal Fee: $1 For Each Withdrawal and Debit Over 9 Per Quarter
(Minimum Balance Service Charge and Excess Withdrawal Fee Waived for Primary Account Owners Age 23 and Under)
1Age 17 and under requires adult (18+) as joint owner.
2Enrollment in Online Banking required.
3Must be at least 14 years old to be eligible for an ATM card.
Holiday Club
Looking forward to holiday time, but stressing over the cost that holiday times bring? Reduce holiday stress with regular, unlimited deposits into a Holiday Club Account.
Holiday Club Account:1
Stress-Free Holiday Savings
The Amount Saved Per Week Determines the Balance at the End of the Term Each October
$5 per week = $250 at the end of the term
$10 per week = $500 at the end of the term
$20 per week = $1,000 at the end of the term
$50 per week = $2,500 at the end of the term
Example based on weekly deposit for 50 weeks. For illustrative purposes only.
This is a non-interest bearing account.
Account Balance Fully Distributed To You Each October
Minimum Opening Deposit: $5
Service Charge: No Minimum Balance or Monthly Service Charge
Early Account Closing Fee: Any Withdrawal requested prior to the annual distribution will
be subject to account closure and a $10 Early Account Closing Fee.
1Age 17 and under requires adult (18+) as joint owner.
Money Market
For investment savings, competitive interest rates and liquidity, an FDIC insured1 Money Market account with Security Bank of Kansas City can be the ideal money management tool. Interest rates are tiered based on the balance maintained in the account.
Money Market Includes:2
Bank Anywhere3
Mobile-Online Banking and Bill Pay
Interest Compounded/Credited Monthly
Click Here for Current Rates
Unlimited Deposits
They are Completely Unlimited No Matter How They are Performed
Convenient Withdrawal Access
Withdraw Cash In-Person or by ATM4
Check Writing Ability
If You Need to Write a Check You Can
Minimum Opening Deposit: $25
Minimum Balance Service Charge: $7.50 Per Month if Daily Balance Falls Below $1,000
Excess Withdrawal Fee: $3 for Each Withdrawal and Debit Over 6 per Month
1FDIC insurance limit is $250,000 per depositor, per insured bank, per ownership category.
2Age 17 and under requires adult (18+) as joint owner.
3Enrollment in Online Banking required.
4Must be at least 14 years old to be eligible for an ATM or Debit Card.
Health Savings Account
A Health Savings Account (HSA) provides eligible individuals and families with a smart way to save money to help pay for current or future qualified medical expenses on a tax-free basis.1
Health Savings Account Includes:
Interest Compounded/Credited Monthly
Click Here for Current Rates
Check Writing Ability
If You Need to Write a Check You Can
HSA Debit Mastercard 
Linked to Your Account and Ready to Use
Minimum Opening Deposit: $25
Minimum Balance Service Charge: $5 Monthly Minimum Balance Service Charge if Daily Balance Falls Below $1,000. Minimum Balance Service Charge Waived During the First 6 Statement Cycles.
1To be eligible for a Health Savings Account you must be covered under a qualified High Deductible Health Plan (HDHP). For more information concerning eligibility and tax deductibility, please visit irs.gov or consult your tax advisor.