Personal Savings
Whether you’re saving for a much needed vacation or for a rainy day, Security Bank of Kansas City has many options to help you save.
Personal Savings Account
"I regret saving that money!" said no one ever...Open up a Personal Savings Account today!
Personal Savings Account
Unlimited Deposits 
They are Completely Unlimited No Matter How They are Performed
Unlimited Withdrawals In-Person, By Mail, or ATM
You May Also Make Up to 6 Transfers Per Month1
Free ATM Mastercard 
Linked to Your Account and Ready to Use
Minimum Opening Deposit: $100.00
Service Charge: $5.00 Per Quarter if Daily Balance Falls Below $100.00
$1.00 Charge For Each Withdrawal and Debit Over 9 Per Quarter
1In accordance with banking regulations, transfers from a savings account to another account or to third parties by preauthorized automatic or internet/telephone transfer are limited to 6 per month by check, draft, ATM/Debit or similar order to third parties.
2The interest rate may change at any time. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle. Service charges and other fees will reduce earnings.
Personal Savings Account (Age 17 and Under)
Are you looking for a way to teach your child to save for their future? With our account, you can help your children develop good spending habits and watch their savings grow.
Personal Savings Account (Age 17 & Under)1
Unlimited Deposits
They are Completely Unlimited No Matter How They are Performed
Service Charge Free Account
All Service Charges Waived Until Age 18.
Free ATM Card3
No ATM Fees When Using a Security Bank of Kansas City ATM
Minimum Opening Deposit: $10.00
Service Charge: Waived Until Age 18
1At least one adult required as joint owner on the account.
2The interest rate may change at any time. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle. Service Charges and other fees will reduce earnings.
3Age 16 & Up: Lower limits may apply.
Holiday Club Account
Looking forward to Holiday time, but stressing over the cost that holiday times bring? Reduce holiday stress with regular deposits into a Holiday Club Account.
Holiday Club Account
Stress-Free Holiday Savings
The Amount Saved per Week Determines the Balance at the End of the Term
$5 per week = $250 at the end of the term
$10 per week = $500 at the end of the term
$20 per week = $1,000 at the end of the term
$50 per week = $2,500 at the end of the term
Early Withdrawal Fee 1
An Early Closing Fee of $10 Will Be Assessed if Closed Before the End of the Term.
Minimum Opening Deposit: $5
(No Monthly Service Charge)
1 If a withdrawal is made before the end of the term in October, the account will be closed.
Money Market Account
For investment savings, competitive interest rates and liquidity, an insured Money Market account at Security Bank of Kansas City can be the ideal money management tool. Interest rates are tiered based on the balance maintained in the account.
Money Market Includes:
Anywhere Banking
Mobile-Online Banking and Bill Pay
Interest Compounded/Credited Monthly 1
Click Here for Current Information on Tiered Interest Rates and Balances
Unlimited Deposits
They are Completely Unlimited No Matter How They are Performed
Unlimited Withdrawals
If Made in Person, by Mail, or by ATM
Limited Check Writing/Transfers 2
Limited to 6 per Monthly Statement Cycle
Minimum Opening Deposit: $1,000
Monthly Service Charge: $7.50 Monthly Service Charge if Daily Balance Falls Below $1,000.00
1 The interest rate may change at any time. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle. Service Charges and other fees will reduce earnings.
2 In accordance with banking regulations transfers from a Money Market Account to another account or to third parties by preauthorized, automatic, or internet/telephone transfer are limited to 6 per month by check, draft, ATM/Debit or similar order to third parties. An Excess Transfer Fee of $5.00 per item will be charged for each transfer over 6 which occurs during the same statement cycle.
Health Savings Account
A Health Savings Account (HSA) provides eligible individuals and families with a smart way to save money to help pay for current or future qualified medical expenses on a tax-free basis.1
Health Savings Account
Interest Compounded/Credited Monthly2
Click Here for Current Information on Tiered Interest Rates and Balances
HSA Debit Mastercard 
Linked to Your Account and Ready to Use
Minimum Opening Deposit: $100.00
Service Charge: $5.00 Monthly Service Charge if Daily Balance Falls Below $1,000.00
Service Charge Waived During the First 6 Statement Cycles
Please visit our HSA Service Center for additional information regarding Health Savings Accounts.
1For more information concerning eligibility and tax deductibility, please consult your tax advisor.
2The interest rate may change at any time. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle. Service charges and other fees will reduce earnings.