Personal Savings
Whether you’re saving for a much needed vacation or for a rainy day, Security Bank of Kansas City has many options to help you save.
Personal Savings
"I regret saving that money!" said no one ever...Open up a Personal Savings Account today!
Personal Savings Account
Unlimited Deposits 
They are Completely Unlimited No Matter How They are Performed
Convenient Withdrawal Access
Withdraw Cash In-Person or by ATM
Interest Compounded/Credited Monthly¹
Click Here for Current Rates
Free ATM Mastercard 
Linked to Your Account and Ready to Use
Minimum Opening Deposit: $25
Service Charge: $5.00 Per Quarter if Daily Balance Falls Below $100.00
$1.00 Charge For Each Withdrawal and Debit Over 9 Per Quarter
¹The interest rate may change at any time. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle. Service charges and other fees will reduce earnings.
Personal Savings - NexGen Benefit (Age 23 & Under)
The Personal Savings Account with our NexGen Benefit will help you save for your future by waiving Monthly Service Charges, Excess Withdrawal and Dormant Fees for ages 23 & under.
Minimum Opening Deposit: $25Monthly Service Charge, Excess Withdrawal and Dormant Fees Waived for ages 23 & under!¹
Personal Savings Account Includes:
Unlimited Deposits
They are Completely Unlimited No Matter How They are Performed
Anywhere Banking
Mobile/Online Banking
Free ATM Card²
No ATM Fees When Using a Security Bank of Kansas City ATM
1 Age 17 and under requires adult (18+) as joint owner. Individuals aged 23 and under must be listed as primary account owner to obtain waived minimum balance service charge, excess withdrawal, and dormant fees.
2 Must be at least 14 years old to be eligible for an ATM card.
Holiday Club
Looking forward to Holiday time, but stressing over the cost that holiday times bring? Reduce holiday stress with regular, unlimited deposits into a Holiday Club Account.
Holiday Club Account
Stress-Free Holiday Savings
The Amount Saved Per Week Determines the Balance at the End of the Term Each October
$5 per week = $250 at the end of the term
$10 per week = $500 at the end of the term
$20 per week = $1,000 at the end of the term
$50 per week = $2,500 at the end of the term
Example based on weekly deposit for 50 weeks. For illustrative purposes only.
This is a non-interest bearing account.
Account Balance Fully Distributed To You Every Year
Minimum Opening Deposit: $5.00
Service Charge: No Monthly Service Charge
Early Account Closing Fee1: $10.00
1Any withdrawal requested prior to the annual distribution will be subject to account closure.
Money Market
For investment savings, competitive interest rates and liquidity, an insured Money Market account at Security Bank of Kansas City can be the ideal money management tool. Interest rates are tiered based on the balance maintained in the account.
Money Market Includes:
Anywhere Banking
Mobile-Online Banking and Bill Pay
Interest Compounded/Credited Monthly 1
Click Here for Current Information on Tiered Interest Rates and Balances
Unlimited Deposits
They are Completely Unlimited No Matter How They are Performed
Convenient Withdrawal Access
Withdraw Cash In-Person or by ATM
Check Writing Ability
If You Need to Write a Check You Can
Minimum Opening Deposit: $25
Monthly Service Charge: $7.50 Monthly Service Charge if Daily Balance Falls Below $1,000.00
Excess Withdrawal Fee: $3.00 Will be Assessed for Each Withdrawal and Debit Exceeding 6 per Month
1 The interest rate may change at any time. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle. Service Charges and other fees will reduce earnings.
Health Savings Account
A Health Savings Account (HSA) provides eligible individuals and families with a smart way to save money to help pay for current or future qualified medical expenses on a tax-free basis.1
Health Savings Account
Interest Compounded/Credited Monthly2
Click Here for Current Information on Tiered Interest Rates and Balances
HSA Debit Mastercard 
Linked to Your Account and Ready to Use
Minimum Opening Deposit: $25
Service Charge: $5.00 Monthly Service Charge if Daily Balance Falls Below $1,000.00
Service Charge Waived During the First 6 Statement Cycles
1For more information concerning eligibility and tax deductibility, please consult your tax advisor.
2The interest rate may change at any time. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle. Service charges and other fees will reduce earnings.