CDs and IRAs

Certificates of Deposit - Fixed Rate - Compounded Quarterly $500.00 Minimum to Open
	Interest Rate	A.P.Y.*
3 Month	.15%	.15%
6 Month	.20%	.20%
12 Month	.45%	.45%
18 Month	.60%	.60%
24 Month	.65%	.65%
36 Month	.80%	.80%
48 Month	1.00%	1.00%
60 Month	1.15%	1.15%

IRAs - Fixed Rate - Compounded Quarterly $500.00 Minimum to Open
	Interest Rate	A.P.Y.*
12 Month	.45%	.45%
18 Month	.60%	.60%
24 Month	.65%	.65%
36 Month	.80%	.80%
48 Month	1.00%	1.00%
60 Month	1.15%	1.15%

Variable Rate - Compounded Quarterly $100.00 Minimum to Open
	Interest Rate	A.P.Y.*
18 Month	.60%	.60%

*Annual Percentage Yield

Rate and A.P.Y. Effective: 5/16/2019

A.P.Y. assumes reinvestment of principal and interest at the same rate.

Rates subject to change.

Substantial penalty for early withdrawal may apply for Certificates of Deposit, including Individual

Retirement Accounts..
Service Charges and other fees on Checking and Savings Accounts will reduce earnings.

THIS IS NOT A FULL DISCLOSURE - Contact us or visit a branch for further details.