
Our Privacy Commitment to You
We recognize, respect and protect the personal privacy rights of all our customers. Security Bank of Kansas City realizes that our customers entrust us with personal information, and it is our policy to maintain this information in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers' personal information, as well as personal information of all consumers who visit our website.
Consumer Privacy Notice
FACTS: What Does Security Bank of Kansas City Do With Your Personal Information?
Rev. 09/2024
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
---|---|
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|
How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Security Bank of Kansas City chooses to share, and whether you can limit this sharing. |
Reasons We Can Share Your Personal Information | Does Security Bank of Kansas City Share? | Can You Limit This Sharing? |
---|---|---|
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
For our marketing purposes – to offer our products and services to you |
Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates' everyday business purposes – information about your transactions and experiences |
No | We don't share |
For our affiliates' everyday business purposes – information about your creditworthiness |
No | We don't share |
For nonaffiliates to market to you |
No | We don't share |
Questions? Call (913) 281-3165 |
---|
What we do | |
---|---|
How does Security Bank of Kansas City protect my information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Security Bank of Kansas City collect my personal information? | We collect your personal information, for example, when you
|
Why can't I limit all sharing? | Federal law gives you the right to limit only
|
Definitions | |
---|---|
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
Security Bank of Kansas City's Online Privacy Statement
Purpose of Our Online Privacy Statement
Security Bank of Kansas City (“we”, “us”, and “our”) interacts with you through a variety of methods. The Online Privacy Statement outlines how we collect and use data about you in various online applications such as Online Banking, Mobile Banking, and online services such as Bill Pay, eStatements, Mobile Deposit, and text alerts.
We also maintain a Privacy Policy which outlines how we collect and use your information while providing banking services and outlines your rights under the Gramm-Leach Bliley Act. We refer you to our Privacy Policy for those details.
Information We May Gather
Federal law, and sound business practices, require we gather certain personally identifiable information such as your legal name, physical address, postal address, government issued identification number, date of birth, account number, transaction history, alert preferences, Online Banking ID, email address, and other bank account information you may provide to complete funds transfers. We may also gather information from check images you present to us when making a Mobile Deposit.
We may gather non-personally identifiable information such as your usage data, the IP address when services are requested, information about your device, and operating system you use when you access our online services. We may obtain the website address you came from when you sign on to our service or about the website address you visit when you leave our website. If you allow your online device to provide information about your location, we may collect information about your location when using our online services.
We may gather information from outside sources or third parties.
We, and many other online service providers, use cookies to facilitate your use of our online services. A cookie is a small text file placed on your device. Cookies often help you navigate websites by remembering your preferences. We, and other service providers, such as Google, may place cookies or pixel tags to help understand how you interact with our applications.
How We Use Data We Gather
We use information to provide services you request and to respond to your inquiries. We may use information to provide rewards or discounts, send you alerts, or otherwise communicate with you electronically. We may also use your information to help detect potential fraud or unauthorized access or transactions.
We may use data to provide security for your accounts. We may use data to help us determine if you conducted transactions with us or protect you and us from potential fraud.
We may use data to help us understand how we may create offers which may be of interest to you.
We may use data as required or permitted by law.
Information We May Share
We do not share your information with unaffiliated third parties except as permitted or required by law. We may share information with affiliated entities or business partners to fulfill requests you make, to complete your transactions, provide your requested alerts, provide your requested services, or to extend offers we believe provide value to you.
We may share information as required by rule, regulation, or law. We may share information to protect you and ourselves.
We may share information with third parties as you request.
Managing Your Online Privacy Choices
If you wish to control your marketing preferences you may follow directions in any emails we send you, call us, or write us. Even if you opt out of marketing communications, we may still contact you about transactions and/or fraud alerts. You may control the types of alerts you receive through our Online Banking or Mobile Banking applications.
You may control the settings on your electronic devices. For example, you may turn off location services, or limit the use of the location services. We often include the method to stop communication directly in the messages we send you. If you limit the ability of your device, you may also limit our ability to provide a service you desire. For example, if you do not allow our Mobile Banking application to access your device’s camera, you will NOT be able to make a Mobile Deposit or if you disable location services, we may not be able to help you find an ATM/ITM closest to you.
You may change your browser settings related to cookies. Most browsers default to accepting cookies, but most browsers allow you to exercise more control over the placement of cookies. If you choose to eliminate our cookies, our server may not be able to identify you as a return user or retain your preferences on our website. Each browser software handles cookies differently. Refer to your browser’s help feature to learn more about how your browser handles cookies.
Retention of Data
We retain relevant data to protect you and us. Considerations for relevance include, but are not limited to:
- The length of your relationship with us.
- The need to keep data for audit purposes.
- The need to enforce our policies and practices.
- The need to maintain data to support investigations or troubleshoot issues.
- Legal or regulatory requirements.
Links to other Websites
We may provide links to third-party applications or websites. Those third-parties have their own privacy standards. We strongly encourage you to review the information they provide.
Changes to the Online Privacy Statement
We reserve the right to revise or amend our Online Privacy Statement at any time. We will provide notice as required by law. The notice of the change may be as simple as posting a revised statement in our applications or on our website.
The statement was last revised in March 2024.
Protecting Children's Privacy Online
Security Bank of Kansas City is committed to protecting the privacy of all our users, including children. Our website and online services are not designed or directed to children under the age of 13. In compliance with the Children’s Online Privacy Protection Act (COPPA), we do not knowingly collect or solicit any personal information from children under the age of 13 through our website, or other online services such as our mobile app without parental or legal guardian consent.
For more information on COPPA and how it applies to websites and online services, visit the Federal Trade Commission website.