Security Bank of Kansas City Deposit Rates
Checking/Savings Account Rates
|
Platinum Leaf Account5 - Interest Compounded and Credited Monthly
$25.00 Minimum to Open
|
||
|---|---|---|
| Interest Rate | APY1 & 2 | |
| Platinum Leaf Account (Below $50,001.00) | 3.50% | 3.56% |
| Platinum Leaf Account (Equal to or greater than $50,001.00) | 0.10% | range from 3.56% to 1.83%4 |
| Platinum Leaf Account (If Account Does NOT Meet Requirements)5 | 0.00% | 0.00% |
|
Money Market and Business Money Market - Interest Compounded and Credited Monthly
$25.00 Minimum to Open
|
||
|---|---|---|
| Interest Rate | APY1 & 2 | |
| Below $10,000.00 | 1.00% | 1.00% |
| Equal to or greater than $10,000.00 but less than $25,000.00 | 1.00% | 1.00% |
| Equal to or greater than $25,000.00 but less than $100,000.00 | 1.10% | 1.11% |
| Equal to or greater than $100,000.00 but less than $250,000.00 | 1.40% | 1.41% |
| Equal to or greater than $250,000.00 but less than $500,000.00 | 1.55% | 1.56% |
| Equal to or greater than $500,000.00 but less than $1,000,000.00 | 1.80% | 1.81% |
| Equal to or greater than $1,000,000.00 | 2.05% | 2.07% |
|
Personal Savings - Interest Compounded and Credited Monthly
$25.00 Minimum to Open
|
||
|---|---|---|
| Interest Rate | APY1 & 2 | |
| Personal Savings | 0.20% | 0.20% |
|
Business Interest Checking - Interest Compounded and Credited Monthly
$25.00 Minimum to Open
|
||
|---|---|---|
| Interest Rate | APY1 & 2 | |
| Business Interest Checking | 0.05% | 0.05% |
Certificate of Deposit Rates
|
Certificates of Deposit - Fixed Rate / Interest Compounded and Credited Quarterly
$500.00 Minimum to Open (unless otherwise noted)
|
||
|---|---|---|
| Term | Interest Rate | APY1 & 3 |
| 90 Day | 0.20% | 0.20% |
| 5 Month Special ($25,000.00 Minimum to Open) |
3.70% | 3.75% |
| 6 Month | 3.00% | 3.03% |
| 12 Month | 3.15% | 3.19% |
|
18 Month
|
3.15% | 3.19% |
| 24 Month | 3.25% | 3.29% |
| 36 Month | 3.25% | 3.29% |
| 48 Month | 1.25% | 1.26% |
| 60 Month | 1.25% | 1.26% |
Individual Retirement Account Rates
| IRA Certificates of Deposit - Fixed Rate / Interest Compounded and Credited Quarterly $500.00 Minimum to Open |
||
|---|---|---|
| Term | Interest Rate | APY1 & 3 |
| 12 Month | 3.15% | 3.19% |
| 18 Month | 3.15% | 3.19% |
| 24 Month | 3.25% |
3.29% |
| 36 Month | 3.25% | 3.29% |
| 48 Month | 1.25% | 1.26% |
| 60 Month | 1.25% | 1.26% |
|
IRA Certificates of Deposit - Variable Rate / Interest Compounded and Credited Quarterly
$100.00 Minimum to Open
|
||
|---|---|---|
| Term | Interest Rate | APY1, 2 & 3 |
| 18 Month | 3.15% | 3.19% |
Health Savings Account Rates
| Health Savings Account - Interest Compounded and Credited Monthly $25.00 Minimum to Open |
||
|---|---|---|
| Interest Rate | APY1 & 2 | |
| Below $1,000.00 | 0.05% | 0.05% |
| Equal to or greater than $1,000.00 but less than $10,000.00 | 0.05% | 0.05% |
| Equal to or greater than $10,000.00 but less than $25,000.00 | 0.05% | 0.05% |
| Equal to or greater than $25,000.00 but less than $100,000.00 | 0.05% | 0.05% |
| Equal to or greater than $100,000.00 | 0.05% | 0.05% |
1 APY - Annual Percentage Yield assumes principal and interest remain on deposit for at least one (1) year. Withdrawals and fees will reduce earnings.
2 Rate(s) are variable and may change after account opening.
3 An early withdrawal penalty may be assessed.
4 The APY range assumes a maximum balance of $100,000.00.
5 To qualify for interest each monthly statement cycle you must: 1) Conduct at least 15 settled and posted debit card transactions, excluding ATM transactions; AND 2) Have at least one (1) settled and posted Automated Clearing House (ACH) credit or ACH debit; AND 3) Receive an Electronic Statement (eStatement). Online Banking with eStatement enrollment required.
Rates as advertised are accurate as of and subject to change without notice.