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Security Bank of Kansas City
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Personal Checking

Personal Checking

We have an account for your lifestyle. Choose the account that best serves your needs. 
Green Leaf Account
Are you looking for a basic checking account that works for you? Here is what our Green Leaf Account has to offer.
 
Green Leaf Account Includes:
 
Anywhere Banking
Mobile-Online Banking and Bill Pay
 
ATM Fee Refunds 1
Up to $15 in Domestic ATM Refunds
 
Express Debit Card
No Waiting for a Card (In-Branch Only)
 
eStatements Savings 2
Free Electronic Statements
 
 
Minimum Opening Deposit:  $100
Monthly Service Charge:  $7   
(Monthly Service Charge Waived With a $100 Average Collected Balance Each Statement Cycle)
 
Click Here to compare account details and rates side by side. 

1 To qualify for a refund of up to $15 in domestic ATM fees you must each statement cycle: a) Conduct 15 settled and posted debit card transactions, excluding ATM transactions; and b) Process at least one (1) ACH direct deposit or ACH debit transaction; and c) Sign up and receive eStatements.
2 If your email address becomes invalid and/or eStatement is undeliverable, account will be changed to receive paper statements by mail and a $3 Paper Statement Fee will be assessed each monthly statement cycle.
Gold Leaf Account
Are you looking for ways to make your life easier? From cell phone protection to roadside assistance to discounts on things you love, our Gold Leaf Account is right for you. 
 
Gold Leaf Account Includes:
 
Anywhere Banking
Mobile-Online Banking and Bill Pay
 
ATM Fee Refunds 1
Up to $15 in Domestic ATM Refunds
 
Express Debit Card
No Waiting for a Card (In-Branch Only)
 
eStatements Savings 2
Free Electronic Statements
 
Cell Phone Protection 3 & 4
Protection if Your Phone is Broken/Stolen
 
ID Theft Aid 3 & 4
Help Restore Your Identity if it's Ever Stolen
 
SBKC Rewards App 5
Discounts on Shopping, Dining, Travel, etc.
 
Discount Health Services
Save on Prescriptions, Eye Exam Services, etc.
 
$10,000 Travel AD Coverage 4
Accidental Death Coverage - Peace of Mind When You're Away
 
Roadside Assistance 6
Easy to Use and Available 24/7
 
 
Minimum Opening Deposit:  $100
Monthly Service Charge:  $6   
(No Minimum Balance)
 
Click Here to compare account details and rates side by side. 

1 To qualify for a refund of up to $15 in domestic ATM fees you must each statement cycle: a) Conduct 15 settled and posted debit card transactions, excluding ATM transactions; and b) Process at least one (1) ACH direct deposit or ACH debit transaction; and c) Sign up and receive eStatements.
2 If your email address becomes invalid and/or eStatement is undeliverable, account will be changed to receive paper statements by mail and a $3 Paper Statement Fee will be assessed each monthly statement cycle.
3 Cell Phone Protection and ID Theft Aid are subject to additional terms and conditions.
4 Insurance products are NOT a deposit, NOT FDIC insured, NOT an obligation or guaranteed by the bank, its affiliates, or any government agency.
5 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
6 Roadside assistance is available 24/7 and free to use, up to $80 in covered service charges.
Platinum Leaf Account
Want to earn high interest on your checking account and still receive peace of mind? From cell phone protection to roadside assistance to discounts on things you love, put your money to good use with our Platinum Leaf Account. 
 
Platinum Leaf Account Includes:
 
Anywhere Banking
Mobile-Online Banking and Bill Pay
 
ATM Fee Refunds 1
Up to $15 in Domestic ATM Refunds
 
Express Debit Card
No Waiting for a Card (In-Branch Only)
 
eStatements Savings 2
Free Electronic Statements
 
Cell Phone Protection 3 & 4
Protection if Your Phone is Broken/Stolen
 
ID Theft Aid 3 & 4
Help Restore Your Identity if it's Ever Stolen
 
SBKC Rewards App 5
Discounts on Shopping, Dining, Travel, etc.
 
Discount Health Services
Save on Prescriptions, Eye Exam Services, etc.
 
$10,000 Travel AD Coverage 4
Accidental Death Coverage - Peace of Mind When You're Away
 
Roadside Assistance 6
Easy to Use and Available 24/7
 
Tiered Interest Earnings 7 & 8
Put Your Money to Good Use By Earning Interest
 
 
Minimum Opening Deposit:  $1,000
Monthly Service Charge:  $7
(Monthly Service Charge Waived With a $2,500 Average Collected Balance Each Statement Cycle)
 
Click Here to compare account details and rates side by side. 

1 To qualify for a refund of up to $15 in domestic ATM fees you must each statement cycle: a) Conduct 15 settled and posted debit card transactions, excluding ATM transactions; and b) Process at least one (1) ACH direct deposit or ACH debit transaction; and c) Sign up and receive eStatements.
2 If your email address becomes invalid and/or eStatement is undeliverable, account will be changed to receive paper statements by mail and a $3 Paper Statement Fee will be assessed each monthly statement cycle.
3 Cell Phone Protection and ID Theft Aid are subject to additional terms and conditions.
4 Insurance products are NOT a deposit, NOT FDIC insured, NOT an obligation or guaranteed by the bank, its affiliates, or any government agency.
5 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
6 Roadside assistance is available 24/7 and free to use, up to $80 in covered service charges.
7 Eligibility Requirements: To qualify for interest and refund of up to $15 of domestic ATM fees, every monthly statement cycle you must: a) Conduct 15 settled and posted debit card transactions, excluding ATM transactions; and b) Process at least one (1) ACH direct deposit or ACH debit transaction; and c) Sign up and receive eStatements.
8 The interest rate may change at any time. Service charges and fees will reduce earnings. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle. 
Primetime Club (Age 60+) and Student Benefits (Up to Age 24)
Primetime Club (Customers Age 60+)
 
With any personal account you may have with Security Bank of Kansas City, you can join our Primetime Club and receive special benefits. The Primetime Club is exclusively offered to our customers 60+.
 
Special Benefits Include:
  • Free Money Orders
  • Free Cashier's Checks
  • Free Notary Services
  • Free Personalized Checks 1
  • $1.00 off Purchase Price for Gift Cards and Travel Cards
  • Annual 10% Discount on Safe Deposit Box Rental
Limited to "Primetime" Check Style Only. One complimentary box per customer per year. $2.00 for duplicate checks.
 
Simply contact us over-the-phone or stop by a branch to let us know you're 60+ and we will be glad to add you to our club!
 
Click here to see the other benefits of the Primetime Club.

Checking Benefits for Students (Up to Age 24)

Students may wish to consider our Green Leaf or Gold Leaf Accounts. With a minimum opening deposit of $25.00 on both accounts, we offer our Green Leaf Account with no monthly service charge to students up to age 24. Our Gold Leaf Account is also a great option for students on a budget looking to save money on eats, essentials, peace of mind benefits and more for just $6.00 a month. 
 
Click here for more information about these two accounts that may be a good fit for students on a budget.
 
 
 
 




 
 
 
 
 
 
 
 
 
 COMPARE SIDE BY SIDE


Minimum
Opening Deposit
$100 $100 $1,000
Monthly
Service Charge
$7
Monthly Service Charge Waived with a $100 Average Collected Balance Each Statement Cycle
$6
$7
Monthly Service Charge Waived with a $2,500 Average Collected Balance Each Statement Cycle
Account
Benefits
Anywhere Banking
Mobile-Online Banking and Bill Pay
 
ATM Fee Refunds 1
Up to $15 in Domestic ATM Refunds
 
Express Debit Card
No Waiting for a Card (In-Branch Only)
 
eStatements Savings 2
Free Electronic Statements
 
Anywhere Banking
Mobile-Online Banking and Bill Pay
 
ATM Fee Refunds 1
Up to $15 in Domestic ATM Refunds
 
Express Debit Card
No Waiting for a Card (In-Branch Only)
 
eStatements Savings 2
Free Electronic Statements
 
                   Cell Phone 
Protection 3 & 4
Protection if Your Phone is Broken/Stolen
 
ID Theft Aid 3 & 4
Help Restore Your Identity if it's Ever
                 Stolen
 
SBKC Rewards App 5
Discounts on Shopping, Dining,
                 Travel, etc.
 
                    Discount Health Services
Save on Prescriptions, Eye Exam Services, etc.
 
                    $10,000 Travel AD Coverage 4
Accidental Death Coverage

Roadside Assistance 6
Easy to Use and Available 24/7
 
Anywhere Banking
Mobile-Online Banking and Bill Pay
 
ATM Fee Refunds 1
Up to $15 in Domestic ATM Refunds
 
Express Debit Card
No Waiting for a Card (In-Branch Only)
 
eStatements Savings 2
Free Electronic Statements
 
                   Cell Phone
Protection 3 & 4
Protection if Your Phone is Broken/Stolen
 
ID Theft Aid 3 & 4
Help Restore Your Identity if it's Ever
                 Stolen
 
SBKC Rewards App 5
Discounts on Shopping, Dining,
                 Travel, etc.
 
                   Discount Health Services
Save on Prescriptions, Eye Exam Services, etc.
 
                   $10,000 Travel AD Coverage 4
Accidental Death Coverage

Roadside Assistance 6
Easy to Use and Available 24/7
 
                   Tiered Interest
Earnings 7 & 8
Put Your Money to Good Use By Earning
                  Interest
Interest Bearing? No No Yes 7 & 8
Interest Rates
- - Click for Rates
1 To qualify for a refund of up to $15 in domestic ATM fees you must each statement cycle: a) Conduct 15 settled and posted debit card transactions, excluding ATM transactions; and b) Process at least one (1) ACH direct deposit or ACH debit transaction; and c) Sign up and receive eStatements.
2 If your email address becomes invalid and/or eStatement is undeliverable, account will be changed to receive paper statements by mail and a $3 Paper Statement Fee will be assessed each monthly statement cycle.
3 Cell Phone Protection and ID Theft Aid are subject to additional terms and conditions.
4 Insurance products are NOT a deposit, NOT FDIC insured, NOT an obligation or guaranteed by the bank, its affiliates, or any government agency.
5 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
6 Roadside assistance is available 24/7 and free to use, up to $80 in covered service charges.
7 Eligibility Requirements: To qualify for interest and refund of up to $15 of domestic ATM fees, every monthly statement cycle you must: a) Conduct 15 settled and posted debit card transactions, excluding ATM transactions; and b) Process at least one (1) ACH direct deposit or ACH debit transaction; and c) Sign up and receive eStatements.
8 The interest rate may change at any time. Service charges and fees will reduce earnings. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle.