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Deposit Rates


Checking/Savings Account Rates
Platinum Leaf Account5 - Interest Compounded and Credited Monthly
$25.00 Minimum to Open

Interest Rate APY1 & 2
Below $50,001.00 3.50% 3.56%
Equal to or greater than $50,001.00 0.10% range from 3.56% to 1.83%4 
If Account Does NOT Meet Requirements5 0.00% 0.00%
Money Market and Business Money Market - Interest Compounded and Credited Monthly
$25.00 Minimum to Open

Interest Rate APY1 & 2
Below $10,000.00 1.05% 1.06%
Equal to or greater than $10,000.00 but less than $25,000.00 1.05% 1.06%
Equal to or greater than $25,000.00 but less than $100,000.00 1.15% 1.16%
Equal to or greater than $100,000.00 but less than $250,000.00 1.45% 1.46%
Equal to or greater than $250,000.00 but less than $500,000.00 1.60% 1.61%
Equal to or greater than $500,000.00 but less than $1,000,000.00 1.85% 1.87%
Equal to or greater than $1,000,000.00 2.10% 2.12%
Personal Savings - Interest Compounded and Credited Monthly
$25.00 Minimum to Open

Interest Rate APY1 & 2
Personal Savings
0.20%  0.20%
Business Interest Checking - Interest Compounded and Credited Monthly
$25.00 Minimum to Open

Interest Rate APY1 & 2
Business Interest Checking
0.05%  0.05%
Certificate of Deposit Rates
Certificates of Deposit - Fixed Rate / Interest Compounded and Credited Quarterly
$500.00 Minimum to Open

Interest Rate APY1 & 3
90 Day  0.20% 0.20%
6 Month 0.70% 0.70%
12 Month 3.25% 3.29%
18 Month 2.00% 2.02%
24 Month 2.00% 2.02%
36 Month 2.00% 2.02%
48 Month 1.25% 1.26%
60 Month 1.25% 1.26%
Individual Retirement Account Rates
IRA Certificates of Deposit - Fixed Rate / Interest Compounded and Credited Quarterly
$500.00 Minimum to Open

Interest Rate APY1 & 3
12 Month 3.25% 3.29%
18 Month 2.00% 2.02%
24 Month 2.00%
2.02%
36 Month 2.00% 2.02%
48 Month 1.25% 1.26%
60 Month  1.25% 1.26%

IRA Certificates of Deposit - Variable Rate / Interest Compounded and Credited Quarterly
$100.00 Minimum to Open

Interest Rate APY1, 2 & 3
18 Month 2.00% 2.02%
Health Savings Account Rates
Health Savings Account  - Interest Compounded and Credited Monthly
$25.00 Minimum to Open

Interest Rate APY1 & 2
Below $1,000.00 0.05% 0.05%
Equal to or greater than $1,000.00 but less than $10,000.00 0.05% 0.05%
Equal to or greater than $10,000.00 but less than $25,000.00 0.05% 0.05%
Equal to or greater than $25,000.00 but less than $100,000.00 0.05% 0.05%
Equal to or greater than $100,000.00 0.05% 0.05%
















1APY - Annual Percentage Yield assumes principal and interest remain on deposit for at least one year. Withdrawals and fees will reduce earnings.
2Rate(s) are variable and may change after account opening.
3An early withdrawal penalty may be assessed.
4The APY range assumes a maximum balance of $100,000.
5To qualify for interest each monthly statement cycle you must: 1) Conduct at least 15 settled and posted debit card transactions, excluding ATM transactions; AND 2) Have at least one (1) settled and posted Automated Clearing House (ACH) credit or ACH debit; AND 3) Receive an Electronic Statement (eStatement). Online Banking with eStatement enrollment required.

Rates as advertised are accurate as of 05/28/24 and subject to change without notice.
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WELCOME HOME

Mortgage options that work for you. Security Bank of Kansas City offers a variety of loans to fit your needs.

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One-touch Digital Payment

Fast and safe one-touch checkouts with your mobile device - Apple Pay®, Google Pay, or Samsung Pay®. 


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Business Lending

Years of experience, competitive rates, and quality service helps you add more value to your bottom line. 

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Personal Checking Options

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