Rates

Checking/Savings Account Rates

Money Market Account - Compounded Monthly $1000.00 Minimum to Open
	Interest Rate	APY^*
$0 - $9,999.99	.05%	.05%
$10,000.00 - $24, 999.99	.10%	.10%
$25,000.00 - $99,999.99	.15%	.15%
$100,000.00 and Above	.20%	.20%

Savings Accounts - Compounded Monthly
	Interest Rate	APY^*
Personal Savings Account $100.00 Minimum to Open	.10%	.10%

Platinum Leaf Checking Account - Compounded Monthly $1000.00 Minimum to Open
	Interest Rate	APY^*
Balances $0 - $25,000.99	.50%	.50%
Balances $25,001.00 and Above	.10%	.10%
If Account Does NOT Meet Requirements	.00%	.00%

Certificate of Deposit Rates

Certificates of Deposit - Fixed Rate $500.00 Minimum to Open
	Interest Rate	A.P.Y.*
3 Month	.15%	.15%
6 Month	.20%	.20%
12 Month	.45%	.45%
18 Month	.60%	.60%
24 Month	.65%	.65%
36 Month	.80%	.80%
48 Month	.80%	.80%
60 Month	.80%	.80%

Individual Retirement Account Rates

Fixed Rate - Compounded Quarterly $500.00 Minimum to Open
	Interest Rate	A.P.Y.*
12 Month	.45%	.45%
18 Month	.60%	.60%
24 Month	.65%	.65%
36 Month	.80%	.80%
48 Month	.80%	.80%
60 Month	.80%	.80%

Variable Rate - Compounded Quarterly $100.00 Minimum to Open
	Interest Rate	A.P.Y.*
18 Month	.60%	.60%

Health Savings Account Rates

Health Savings Account - Compounded Monthly $100 Minimum to Open
	Interest Rate	APY^*
$0 - $999.99	.05%	.05%
$1,000.00 - $9,999.99	.05%	.05%
$10,000.00 - $24,999.99	.05%	.05%
$25,000.00 - $99,999.99	.05%	.05%
$100,000.00 and Above	.05%	.05%

*Annual Percentage Yield

Rate and A.P.Y. Effective:

A.P.Y. assumes reinvestment of principal and interest at the same rate.

Rates subject to change.

Substantial penalty for early withdrawal may apply for Certificates of Deposit, including Individual

Retirement Accounts.
Service Charges and other fees on Checking and Savings Accounts will reduce earnings.

THIS IS NOT A FULL DISCLOSURE - Contact us or visit a branch for further details.

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