Rates for Checking, Savings, CDs, IRAs and HSAs

Checking/Savings Account Rates

Platinum Leaf Account - Interest Credited and Compounded Monthly $25.00 Minimum to Open
	Interest Rate²	APY^{1 & 3}
Below $25,001.00	0.50%	0.50%
Equal to or greater than $25,001.00	0.10%	range from 0.50% to 0.20%
If Account Does NOT Meet Requirements⁴	0.00%	0.00%

Money Market and Business Money Market - Interest Credited and Compounded Monthly $25.00 Minimum to Open
	Interest Rate²	APY^{1 & 3}
Below $10,000.00	0.25%	0.25%
Equal to or greater than $10,000.00 but less than $25,000.00	0.35%	0.35%
Equal to or greater than $25,000.00 but less than $100,000.00	0.60%	0.60%
Equal to or greater than $100,000.00 but less than $250,000.00	0.75%	0.75%
Equal to or greater than $250,000.00 but less than $500,000.00	0.85%	0.85%
Equal to or greater than $500,000.00 but less than $1,000,000.00	0.95%	0.95%
Equal to or greater than $1,000,000.00	1.05%	1.06%

Personal Savings - Interest Credited and Compounded Monthly $25.00 Minimum to Open
	Interest Rate²	APY^{1 & 3}
Personal Savings	0.15%	0.15%

Business Interest Checking - Interest Credited and Compounded Monthly $25.00 Minimum to Open
	Interest Rate²	APY^{1 & 3}
Business Interest Checking	0.05%	0.05%

Certificate of Deposit Rates

Certificates of Deposit⁵ - Fixed Rate / Interest Credited and Compounded Quarterly $500.00 Minimum to Open
	Interest Rate	APY¹
90 Day	0.20%	0.20%
6 Month	0.70%	0.70%
12 Month	1.50%	1.51%
18 Month	1.75%	1.76%
24 Month	2.00%	2.02%
36 Month	1.25%	1.26%
48 Month	1.25%	1.26%
60 Month	1.25%	1.26%

Individual Retirement Account Rates

IRA Certificates of Deposit⁵- Fixed Rate / Interest Credited and Compounded Quarterly $500.00 Minimum to Open
	Interest Rate	APY¹
12 Month	1.50%	1.51%
18 Month	1.75%	1.76%
24 Month	2.00%	2.02%
36 Month	1.25%	1.26%
48 Month	1.25%	1.26%
60 Month	1.25%	1.26%

IRA Certificates of Deposit⁵ - Variable Rate / Interest Credited and Compounded Quarterly $100.00 Minimum to Open
	Interest Rate²	APY¹
18 Month	1.75%	1.76%

Health Savings Account Rates

Health Savings Account - Interest Credited and Compounded Monthly $25.00 Minimum to Open
	Interest Rate²	APY^{1 & 3}
Below $1,000.00	0.05%	0.05%
Equal to or greater than $1,000.00 but less than $10,000.00	0.05%	0.05%
Equal to or greater than $10,000.00 but less than $25,000.00	0.05%	0.05%
Equal to or greater than $25,000.00 but less than $100,000.00	0.05%	0.05%
Equal to or greater than $100,000.00	0.05%	0.05%

¹Annual Percentage Yield - APY assumes principal and interest remain invested at the same rate for at least one year.

²Rate(s) subject to change after account opening.

³Fees may reduce earnings.

⁴To qualify for interest you must each statement cycle: a) Conduct 15 settled and posted debit card transactions, excluding ATM transactions; and b) Receive one (1) Automated Clearing House (ACH) direct deposit or one (1) ACH debit transaction; and c) Receive an Electronic Statement (eStatement).

⁵An early withdrawal penalty may be assessed.

For more details, contact us or visit a Banking Center. Rates as of 12/09/22.

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