Rates for Checking, Savings, CDs, IRAs and HSAs

Checking/Savings Account Rates

Platinum Leaf Account - Interest Credited and Compounded Monthly $25.00 Minimum to Open
	Interest Rate²	APY^{1 & 3}
Below $25,001.00	0.50%	0.50%
Equal to or greater than $25,001.00	0.10%	range from 0.50% to 0.20%
If Account Does NOT Meet Requirements⁴	0.00%	0.00%

Money Market and Business Money Market - Interest Credited and Compounded Monthly $25.00 Minimum to Open
	Interest Rate²	APY^{1 & 3}
Below $10,000.00	0.50%	0.50%
Equal to or greater than $10,000.00 but less than $25,000.00	0.60%	0.60%
Equal to or greater than $25,000.00 but less than $100,000.00	0.85%	0.85%
Equal to or greater than $100,000.00 but less than $250,000.00	1.00%	1.00%
Equal to or greater than $250,000.00 but less than $500,000.00	1.10%	1.11%
Equal to or greater than $500,000.00 but less than $1,000,000.00	1.20%	1.21%
Equal to or greater than $1,000,000.00	1.30%	1.31%

Personal Savings - Interest Credited and Compounded Monthly $25.00 Minimum to Open
	Interest Rate²	APY^{1 & 3}
Personal Savings	0.15%	0.15%

Business Interest Checking - Interest Credited and Compounded Monthly $25.00 Minimum to Open
	Interest Rate²	APY^{1 & 3}
Business Interest Checking	0.05%	0.05%

Certificate of Deposit Rates

Certificates of Deposit⁵ - Fixed Rate / Interest Credited and Compounded Quarterly $500.00 Minimum to Open
	Interest Rate	APY¹
90 Day	0.20%	0.20%
6 Month	0.70%	0.70%
12 Month	2.00%	2.02%
18 Month	2.00%	2.02%
24 Month	2.00%	2.02%
36 Month	2.00%	2.02%
48 Month	1.25%	1.26%
60 Month	1.25%	1.26%

Individual Retirement Account Rates

IRA Certificates of Deposit⁵- Fixed Rate / Interest Credited and Compounded Quarterly $500.00 Minimum to Open
	Interest Rate	APY¹
12 Month	2.00%	2.02%
18 Month	2.00%	2.02%
24 Month	2.00%	2.02%
36 Month	2.00%	2.02%
48 Month	1.25%	1.26%
60 Month	1.25%	1.26%

IRA Certificates of Deposit⁵ - Variable Rate / Interest Credited and Compounded Quarterly $100.00 Minimum to Open
	Interest Rate²	APY¹
18 Month	2.00%	2.02%

Health Savings Account Rates

Health Savings Account - Interest Credited and Compounded Monthly $25.00 Minimum to Open
	Interest Rate²	APY^{1 & 3}
Below $1,000.00	0.05%	0.05%
Equal to or greater than $1,000.00 but less than $10,000.00	0.05%	0.05%
Equal to or greater than $10,000.00 but less than $25,000.00	0.05%	0.05%
Equal to or greater than $25,000.00 but less than $100,000.00	0.05%	0.05%
Equal to or greater than $100,000.00	0.05%	0.05%

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Daily Access to your Credit Score
Real-Time Credit Monitoring Alerts
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And More!

It is free to all customers, but you will need to enroll into the program first. Log in to your online banking account, be it on a Desktop or Mobile, and navigate to the "Credit Score" card on your dashboard. If you do not see it on your dashboard, you can find it by clicking on the "Organize Dashboard" button, then click on the "Add a Card" button and select the "Credit Score" card.

To Learn more about this free feature, you can visit our Credit Score page for details.

¹Annual Percentage Yield - APY assumes principal and interest remain invested at the same rate for at least one year.

²Rate(s) subject to change after account opening.

³Fees may reduce earnings.

⁴To qualify for interest you must each statement cycle: a) Conduct 15 settled and posted debit card transactions, excluding ATM transactions; and b) Receive one (1) Automated Clearing House (ACH) direct deposit or one (1) ACH debit transaction; and c) Receive an Electronic Statement (eStatement).

⁵An early withdrawal penalty may be assessed.

For more details, contact us or visit a Banking Center. Rates as of 01/27/23.

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