Business Debit Mastercard®
A Security Bank of Kansas City Business Debit Mastercard® is a convenient way to make purchases or obtain cash for your company.
Business Debit Mastercard® cardholders can take advantage of discounts when using TurboTax and QuickBooks®. Mobile Receipt Management, Easy Savings Discounts, Car Rental Insurance and Enhanced ID Theft Protection will also be available at no cost to you.
To review the full Business Debit Mastercard® Guide to Benefits click here.
With your Business Debit Mastercard® you can also:
- Establish individual daily card purchases for authorized company users.
- Allow company cardholders to have their own unique cards and PINs.
- Conduct purchases at millions of locations where Mastercard® is accepted.
- Deduct purchases automatically from your business checking account.
- View itemized debit card transactions on your bank statement.
- Reduce your need to carry cash or checks.
- Withdraw funds at participating ATMs up to $500 per day.
- Setup bills to be automatically deducted from your business account.
- Use the card for purchases by mail, phone or online.
- Conduct Mobile Payments with Apple Pay®, Google Pay™ and Samsung Pay®.
Business Debit Mastercard® Benefits
The card(s) are free to your business. Your Business Debit Mastercard® includes Mastercard® Global Service, Identity Theft Restoration, and more.
Fraud Monitoring
Our Fraud Detection team manages fraud-monitoring systems 24/7 to identify suspicious card activity.
Lost or Stolen Card?
Don't worry. You have 24/7 service to help. Click here to obtain assistance.
Interested in Business Debit Mastercard® for your Company?
Feel free to contact us during regular business banking hours at 913-281-3165, stop by one of our Banking Center locations or send us a secure message through your Online Banking account. We will be glad to send you an application.
Special Services
Security Bank of Kansas City is your source for a host of other valuable services, including:
- Wire transfers
- Letters of credit
- Check collection
- Notary services and signature guarantees
- Cashier's checks and money orders
- Night deposit
Taking advantage of these services means added convenience for your personal and business needs.
QuickBooks™ Support
For Phone Support Call (800) 910-6880.
Treasury Management User FAQ
How do I manage my users?
To manage users, click on the ‘Cash Manager’ tab in the menu option. From there you’ll see the screens to manage your users. Simply click on the ‘Dashboard’ tab to go back to viewing account balances and transaction information.
How do I initiate an ACH template?
There is a feature in the menu options titled ‘Approve ACH’ to initiate an existing ACH batch that does not require changes to the dollar amount of the batch. Should you need to make changes to the dollar amounts, click on the ‘Cash Management’ tab in the menu option. From there you’ll see the screens to initiate and manage your ACH transactions. Simply click on the ‘Dashboard’ tab to go back to viewing account balances and transaction information.
How do I initiate a Wire Transfer?
There is a feature in the menu options titled ‘Approve Wire’ to initiate and approve a wire transfer template or to approve a wire transfer once it has been initiated if it is a new beneficiary or one-time wire. Should you need to add a new beneficiary, edit an existing template, or initiate a one-time wire,
click on the ‘Cash Management’ tab in the menu option. From there you’ll see the screens initiate new wire transfers or edit your existing templates. Simply click on the ‘Dashboard’ tab to go back to viewing account balances and transaction information.
How do I upload a positive pay file and decision positive pay exception items?
To access positive pay functions, click on the ‘Cash Management’ tab in the menu option. From there you’ll see the screens to manage positive pay. Simply click on the ‘Dashboard’ tab to go back to viewing account balances and transaction information.
I don’t see a Bill Pay option on my Dashboard. How do I access my business bill pay?
To access Business Bill Pay, click on the ‘Cash Management’ tab in the menu option. From there you’ll see the ‘Bill Pay’ tab to process payments. Simply click on the ‘Dashboard’ tab to go back to viewing account balances and transaction information.
Mastercard® Automatic Billing Updater FAQ
1. What is Mastercard® Automatic Billing Updater?
Mastercard's® Automatic Billing Updater is a service that participating merchants can use to retrieve cardholder account changes to ensure as little disruption as possible for their card-on-file transactions and automated payments. Changes to a replacement debit card bearing a new card number or expiration date are automatically sent to participating online retailers that have your card-on-file within their system. Automatic Billing Updater (ABU) is a service that can help reduce certain types of declined debit card transactions.
2. What are card-on-file transactions and automated payments?
Card-on-file transactions are payments processed using a debit card number you have stored with a merchant, service provider or website by creating an account and saving your debit card information. Automated payments are recurring debit card payments you set up with a merchant or service provider.
Example of Card-on-file Transactions Include:
- Transportation services (Uber or Lyft)
- Clothing websites
- Online retailers (Amazon or Wayfair)
- Movies, music and eBook download services (Netflix, Spotify or Pandora)
- Online payment services (Pay Pal or Digital Wallet)
- Pharmacies
Examples of Recurring Payments Include:
- Phone services
- Cable or television services
- Utilities
- Music subscriptions
- Magazine subscriptions
- Radio subscriptions
- Gym memberships
- Anti-Virus software
- Insurance premiums
- Recurring charitable donations
3. Will all of my debit card information be automatically updated?
Sometimes, but not always. ABU is only available to participating merchants, and they can choose the frequency at which they check with Mastercard® for updated payment information. Most major merchants already participate in this program, but to avoid late payments and penalties with those merchants who do not participate in this program, you should take steps to verify your debit card information is updated with the merchant.
4. What if I do not confirm my debit card information has been updated?
If any of your merchants do not participate in the program, then the automatic payments may fail and merchants may charge you late fees. Most merchants will contact you by phone, email, or text to notify you that your payment did not go through. If they are unable to collect your payment, your service may be canceled.
5. Is there a fee for the Mastercard® Automatic Billing Updater service?
No, there is no fee for this service
6. How do I enroll in Mastercard® Automatic Billing Updater?
All debit card users (Consumer and Business) will automatically be enrolled unless they choose to Opt-Out.
7. Can I Opt-Out of the Mastercard® Automatic Billing Updater?
Yes. If you would like to Opt-Out of this service, please call Customer Support at 913-281-3165 or stop by one of our Banking Center locations.