Business Checking

$25 minimum opening deposit
No minimum balance required
Receive earnings credit ¹

Below is the service charge that applies to each monthly statement cycle:

$10.00 monthly service charge
$0.15 per debit item fee
$0.15 per credit item fee
$0.15 per deposited item fee

¹An earnings credit calculated using a Bank defined variable percent of the 13-week T-Bill rate is provided on the average collected balance. This credit is used to offset the service charge. The Bank defined variable percent is subject to change without notice.

Small Business Checking

$25 minimum opening deposit
First 150 transactions FREE ¹
FREE Electronic Statements ²

Below is the service charge that applies to each monthly statement cycle:

$0.35 per transaction fee over 150 ¹
$5.00 if the average collected balance falls below $1,500.00

¹Transactions include debits, credits and deposited items.

²A $3.00 Paper Statement Fee may be assessed against your account each statement cycle. To avoid this fee, you must a) maintain your Online Banking Account with an active email address; and b) elect to receive bank statement electronically. If at any time you elect not to receive bank statements electronically, or if we are unable to deliver the statement electronically, the Paper Statement Fee will apply.

Business Interest Checking

$25 minimum opening deposit
Interest is compounded and credited monthly¹

Below is the service charge that applies to each monthly statement cycle:

$0.15 per debit item fee
$0.15 per credit item fee
$0.15 per deposited item fee
$6.00 if the daily balance falls below $1,000.00

¹The interest rate may change at any time. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle. Fees will reduce annual percentage yield.

Business Money Market

$25 minimum opening deposit
Tiered Interest is compounded and credited monthly ¹
Unlimited deposits
Check writing and transfers

Below is the service charge and excess transfer fee that applies to each monthly statement cycle:

$7.50 if daily balance falls below $1,000.00
6 withdrawals and debits per month; $3.00 for each additional

¹The interest rate may change at any time. If an account is closed before interest has been credited, no accrued interest will be paid for that cycle. Fees may reduce annual percentage yield.

Not-For-Profit Checking

Available to nonprofit organizations operating primarily for religious, philanthropic, charitable, educational, political, homeowner associations, or similar purposes.

$25 minimum opening deposit
First 150 transactions are FREE ¹

Below is the service charge that applies to each monthly statement cycle:

$0.35 per transaction fee over 150¹
$5.00 if the daily balance falls below $100.00

¹Transactions include debits, credits and deposited items.

COMPARE SIDE BY SIDE

	Opening Deposit	Monthly Service Charge	Unlimited Checks	ATM/Debit Card	Interest Bearing
Business Checking	$25	$10.00 monthly service charge $0.15 per transaction¹ Receive earnings credit²	Unlimited	Yes	No
Small Business Checking	$25	$0.35 per transaction over 150¹ $5.00 if the average collected balance falls below $1,500.00	Unlimited	Yes	No
Business Interest Checking	$25	$0.15 per transaction¹ $6.00 if the daily balance falls below $1,000.00	Unlimited	Yes	Yes
Business Money Market	$25	$7.50 if the daily balance falls below $1,000.00 $3.00 for each withdrawal and debit over 6	Unlimited	Yes	Yes
Not-For-Profit Checking	$25	$0.35 per transaction over 150¹ $5.00 if the daily balance falls below $100.00	Unlimited	Yes	No

¹Transactions include debits, credits, and deposited items

²An earnings credit calculated using a Bank defined variable percent of the 13-week T-Bill rate is provided on the average collected balance. This credit is used to offset the service charge. The Bank defined variable percent is subject to change without notice.