Your Safety and Privacy are Our Top Priority
Purpose of Our Online Privacy Statement
Security Bank of Kansas City (“we”, “us”, and “our”) interacts with you through a variety of methods. The Online Privacy Statement outlines how we collect and use data about you in various online applications such as Online Banking, Mobile Banking, and online services such as Bill Pay, eStatements, Mobile Deposit, and text alerts.
We also maintain a Privacy Policy which outlines how we collect and use your information while providing banking services and outlines your rights under the Gramm-Leach Bliley Act. We refer you to our Privacy Policy for those details.
Information We May Gather
Federal law, and sound business practices, require we gather certain personally identifiable information such as your legal name, physical address, postal address, government issued identification number, date of birth, account number, transaction history, alert preferences, Online Banking ID, email address, and other bank account information you may provide to complete funds transfers. We may also gather information from check images you present to us when making a Mobile Deposit.
We may gather non-personally identifiable information such as your usage data, the IP address when services are requested, information about your device, and operating system you use when you access our online services. We may obtain the website address you came from when you sign on to our service or about the website address you visit when you leave our website. If you allow your online device to provide information about your location, we may collect information about your location when using our online services.
We may gather information from outside sources or third parties.
We, and many other online service providers, use cookies to facilitate your use of our online services. A cookie is a small text file placed on your device. Cookies often help you navigate websites by remembering your preferences. We, and other service providers, such as Google, may place cookies or pixel tags to help understand how you interact with our applications.
How We Use Data We Gather
We use information to provide services you request and to respond to your inquiries. We may use information to provide rewards or discounts, send you alerts, or otherwise communicate with you electronically. We may also use your information to help detect potential fraud or unauthorized access or transactions.
We may use data to provide security for your accounts. We may use data to help us determine if you conducted transactions with us or protect you and us from potential fraud.
We may use data to help us understand how we may create offers which may be of interest to you.
We may use data as required or permitted by law.
Information We May Share
We do not share your information with unaffiliated third parties except as permitted or required by law. We may share information with affiliated entities or business partners to fulfill requests you make, to complete your transactions, provide your requested alerts, provide your requested services, or to extend offers we believe provide value to you.
We may share information as required by rule, regulation, or law. We may share information to protect you and ourselves.
We may share information with third parties as you request.
Managing Your Online Privacy Choices
If you wish to control your marketing preferences you may follow directions in any emails we send you, call us, or write us. Even if you opt out of marketing communications, we may still contact you about transactions and/or fraud alerts. You may control the types of alerts you receive through our Online Banking or Mobile Banking applications.
You may control the settings on your electronic devices. For example, you may turn off location services, or limit the use of the location services. We often include the method to stop communication directly in the messages we send you. If you limit the ability of your device, you may also limit our ability to provide a service you desire. For example, if you do not allow our Mobile Banking application to access your device’s camera, you will NOT be able to make a Mobile Deposit or if you disable location services, we may not be able to help you find an ATM/ITM closest to you.
You may change your browser settings related to cookies. Most browsers default to accepting cookies, but most browsers allow you to exercise more control over the placement of cookies. If you choose to eliminate our cookies, our server may not be able to identify you as a return user or retain your preferences on our website. Each browser software handles cookies differently. Refer to your browser’s help feature to learn more about how your browser handles cookies.
Retention of Data
We retain relevant data to protect you and us. Considerations for relevance include, but are not limited to:
- The length of your relationship with us.
- The need to keep data for audit purposes.
- The need to enforce our policies and practices.
- The need to maintain data to support investigations or troubleshoot issues.
- Legal or regulatory requirements.
Links to other Websites
We may provide links to third-party applications or websites. Those third-parties have their own privacy standards. We strongly encourage you to review the information they provide.
Changes to the Online Privacy Statement
We reserve the right to revise or amend our Online Privacy Statement at any time. We will provide notice as required by law. The notice of the change may be as simple as posting a revised statement in our applications or on our website.
The statement was last revised in March 2024.