Platinum Leaf Account

Don’t settle for points or cash back when you use your current credit card. Open a Platinum Leaf checking account and earn up to 3.56% APY when you use your Security Bank Mastercard® Debit Card and meet a few simple requirements each monthly statement cycle.¹

Put your money to good use and enjoy these other benefits.

Mobile-Online Banking and Bill Pay

Up to $15 in Domestic ATM Refunds

No Waiting for a Card (In-Banking Center Only)

Free Electronic Statements

Interest Compounded & Credited Monthly

Minimum Opening Deposit:  $25

Minimum Balance Service Charge:  $7

(Monthly minimum balance service charge waived with a $2,500 average collected balance each statement cycle)

Click Here to compare accounts side by side. 

^{1 APY = Annual Percentage Yield. APY assumes principal and interest remain on deposit for at least one year. To earn interest on this account and qualify for a refund of up to $15 in domestic ATM fees each monthly statement cycle you must: 1) Conduct at least 15 settled and posted debit card transactions, excluding ATM transactions; AND 2) Have at least one settled and posted Automated Clearing House (ACH) credit or ACH debit; AND 3) Receive an Electronic Statement (eStatement). Online Banking enrollment required to self-enroll in eStatements. When requirements are not met, the interest rate and APY earned on the account’s entire balance will be 0.00%. For daily balances up to $50,000.99 the APY is 3.56% based on a rate of 3.50%. For daily balances $50,001 or greater the APY ranges from 3.56% to 1.83% based on a rate of 0.10%. The APY range disclosed assumes a maximum account balance of $100,000. The daily balance is the balance at the end of each business day after all credits and debits for the account are applied. Rates are accurate as of 4/16/2024, are variable, and subject to change without notice including after account opening. Withdrawals and fees will reduce earnings. Account available to consumers only. Must be at least 14 years old to be eligible for a debit card. Age 17 and under requires adult (18+) as joint owner.}

^{2 Online Banking enrollment required.}

^{3 Online Banking enrollment required with self-registration (opt-in) to Credit Score service.}

^{4 A $3.00 Paper Statement Fee may be assessed against your account each statement cycle. To avoid this fee, you must: 1) Maintain your online banking account with an active email address; AND 2) Elect to receive bank statements electronically. If at any time you elect not to receive bank statements electronically, or if we are unable to deliver the statement electronically, the Paper Statement Fee will apply.}

^{5 Google review rating is accurate as of 4/16/2024 and reflects the average of all our individual banking center location ratings.}