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Security Bank of Kansas City

Electronic Statement Agreement and Disclosure

Electronic Statement Agreement and Disclosure


Your Consent Is Required

By accepting the Security Bank of Kansas City Electronic Statement Disclosure and Agreement, you consent and agree that Security Bank of Kansas City (SBKC) may provide certain disclosures and notices to you in electronic form, in lieu of paper form, including electronic delivery of periodic statements for your SBKC deposit account(s).  By clicking on the “I Agree” button below constitutes your written signature and consent to be bound by the terms of this Disclosure and Agreement and to receive your statement electronically.  If you select the “I Do Not Agree” button below, your enrollment in this Electronic Statement service will be discontinued, you will not be enrolled, and you will not receive your periodic statement electronically.  

After receiving your first Electronic Statement, SBKC will discontinue mailing paper account statements and all future statements for that account will be Electronic Statements.  Each month we will send an email notice to you advising you of the availability of your Electronic Statement with instructions on how to access your Electronic Statement.  Your Electronic Statement can be printed or saved to a file on your computer for easy storage.  The past eighteen months’ Electronic Statements will be available through SBKC Online Banking for your convenience.  Check images are also available with your electronic statement.  Other notices concerning your account, which are delivered electronically will be available through SBKC Online Banking for eighteen months from the date the notice was sent.

Enrolling in this Electronic Statement service does not completely prevent the mailing of all paper correspondence from the SBKC.  You may still receive documents from time to time by postal mail in which electronic delivery is not available.


Your Right to Withdraw Consent

If at any time after your consent to electronic delivery of your statement, you wish to withdraw your consent to electronic delivery of your statement, you may un-enroll through Security Bank of Kansas City Online Banking or by providing a written request to the Bank. Un-enrolling in Electronic Statements may result in a monthly Paper Statement Fee. In addition, refer to your deposit account Truth-in-Savings Disclosure for additional terms and conditions.

System Requirements

In order for you to access and retain your Electronic Statement records, your computer must meet the following requirements:

  • Internet access
  • Web browser that supports 128-bit encryption
  • Adobe Acrobat Reader Software

You will need email access with at least 1MB of free space to receive your Electronic Statement.  Adobe Acrobat Reader® version 6.0 or higher is required to open and view your Electronic Statement. To download the latest version of Adobe Acrobat Reader®, click here(Opens in a new Window).  Security Bank of Kansas City is not responsible for the content contained on the Adobe Acrobat web site. We do not encourage or condone the use of any software in violation of applicable laws and cannot be held liable for issues that arise from the download or use of Adobe Acrobat products.


Updating Your Information

You agree to notify us immediately of any change in your mailing address, email address or telephone number.  Your Electronic Statement will be sent to the email address that is on file with the Bank.  It is your responsibility to keep your email address updated through Security Bank of Kansas City Online Banking or in person at one of our locations.   

Requesting a Paper Copy

If, after you are enrolled in the Electronic Statement program and without withdrawing your consent to electronic delivery of statements, you would like to obtain a paper copy of a statement and the related fees you should contact the Bank.


During the enrollment process, users will be required to create a Security Phrase.  The Security Phrase is unique for each user and will be included in the subject and body of each email notification sent to Electronic Statement users.  It is intended to help Electronic Statement customers to identify that the email is a legitimate message from the Bank.  If your Security Phrase does not appear in messages concerning SBKC Electronic Statement service, do not open the message and report the issue to our E-Banking Department at or call 913-281-3165.

The delivery method used is a 'Push' method meaning your Electronic Statement is emailed to you as a secure PDF (Portable Document Format) attachment.  The PDF attachment included in the email notification message does not contain customer data.  Upon opening the PDF file attachment an Electronic Statement login screen will prompt.   The user’s Internet Banking ID and Password are authenticated using secure 128-bit SSL encryption and the statement data fills the PDF attachment.

Password Security

Your user Internet Banking ID and Password are your keys to Electronic Statements.  It takes both identification keys to gain access.  No one representing SBKC will ask for your Password. You should never give your Password to anyone who asks for it in an email or by phone or anyone else who you do not want to have access to your account.

You have the option to have your Electronic Statement emailed to one additional recipient (i.e. accountant).  It is your responsibility to maintain the ID, Password, and email address of your additional recipient.

Change In Terms

Security Bank of Kansas City has no fee for the use of Electronic Statement services.  However, you agree that the Bank has the right to institute a fee for Electronic Statement services upon thirty (30) days prior notice to you.  In addition, SBKC has the right to amend these terms and conditions from time to time by providing you with notice of the amended terms and conditions.

Security Bank of Kansas City reserves its right to suspend or terminate your access to the Electronic Statement service and revert to printed periodic statements for any reason at any time.

Disclaimer of Warranty and Limitation of Liability

Security Bank of Kansas City does not and can not warrant that the Electronic Statement service will operate with continuous or uninterrupted access at all times.  The Bank is not responsible for non-receipt or untimely-receipt of Electronic Statements due to circumstances beyond our control.  You agree that in no event will the Bank, our officers, directors, employees, agents or contractors be liable for lost profits or any special, incidental, or consequential damages arising out of or in connection with your use of the Electronic Statement service.  In addition, you agree that the Bank will not be liable for any technical, hardware or software failure of any kind, any interruption in the availability of our service, any delay in operation or transmission, any incomplete or garbled transmission, computer virus, loss of data, or other similar loss.  Furthermore, you agree that you are solely responsible for any loss due to use of Electronic Statements by you, any authorized user, or any unauthorized user or recipient who gains access to Electronic Statements through your computer or information obtained directly or indirectly from you.

Rev. 01/19