Rates & Fees

Apply for a Mortgage Loan   Click here to apply for a Mortgage Loan

Investment Plans

Money Market - Compounded Monthly/$1,000 Minimum to Open Interest Rate A.P.Y.*
$9,999.99 or less .10% .10%
$10,000 to 24,999.99 .15% .15%
$25,000 to 99,999.99 .25% .25%
$100,000 and over .30% .30%
Now Account - Compounded Monthly/$500 Minimum to Open Interest Rate A.P.Y.*
All Balances .05% .05%
Savings - Compounded Daily Interest Rate A.P.Y.*
Regular Savings - $100 minimum to open .15% .15%
Minor Savings - $5 minimum to open .15% .15%
High & Free Account - Compounded Monthly/$100 Minimum to Open Interest Rate A.P.Y.*
Balances $0 to $25,000.99 .75% .75%
Balances $25,001.00 and above .10% .10%
If account does NOT meet requirements .00% .00%

Certificates of Deposit

Fixed Rate/$500 Minimum to Open Interest Type Interest Rate A.P.Y.*
3 - Month Certificate (Interest at Maturity) Simple Interest .15% .15%
6 - Month Certificate (Compounded Quarterly) Compounded Quarterly .30% .30%
12 - Month Certificate (Compounded Quarterly) Compounded Quarterly .45% .45%
18 - Month Certificate (Compounded Quarterly) Compounded Quarterly .55% .55%
24 - Month Certificate (Compounded Quarterly) Compounded Quarterly .65% .65%
36 - Month Certificate (Compounded Quarterly) Compounded Quarterly 1.00% 1.00%
48 - Month Certificate (Compounded Quarterly) Compounded Quarterly 1.15% 1.15%
60 - Month Certificate (Compounded Quarterly) Compounded Quarterly 1.25% 1.26%

IRA Certificates

Fixed Rate/ $500 Minimum to Open Interest Rate A.P.Y.*
3 - Month (Compounded Daily) .15% .15%
6 - Month (Compounded Daily) .30% .30%
12 - Month (Compounded Daily) .45% .45%
18 - Month (Compounded Daily) .55% .55%
2 Year IRA (Compounded Daily) .65% .65%
3 Year IRA (Compounded Daily) 1.00% 1.01%
4 Year IRA (Compounded Daily) 1.15% 1.16%
5 Year IRA (Compounded Daily) 1.25% 1.26%
Variable Rate/$100 Minimum to Open Interest Rate A.P.Y.*
18 - Month Variable (Compounded Daily) .55% .55%

Health Savings Account (HSA)

Interest rates are tiered on your HSA, so your rates will increase as your account balance grows.

$100 Minimum to Open Interest Rate A.P.Y.*
$0 - $999.99 .10% .10%
$1,000.00 - $9,999.99 .15% .15%
$10,000.00 - $24,999.99 .25% .25%
$25,000.00 - $99,999.99 .30% .30%
$100,000.00 and over .30% .30%

Rate Effective: 01/27/2014

Rates subject to change. Substantial penalty for early withdrawal may apply.
Fees may reduce annual percentage yield.

*Annual Percentage Yield

A.P.Y. is based on the rate on 01/27/2014
Assuming reinvestment of principal and interest at the same rate.