checking

Checking

Account Plans More Info Opening Deposit Monthly Service Charge # Checks Per Month ATM/Debit Card Interest Bearing
Green Leaf Checking More» $100 NONE Unlimited ATM/Debit No

Green Leaf Checking

  • Online Banking and Bill Pay
  • Electronic Statements
  • Debit/ATM Card
  • Mobile Banking
  • Account Alerts
  • Direct Deposit

Green Leaf Bonus

  • Earn a $100 Total e bonus with Green Leaf Checking*
  • ATMs fees refunded up to $25/month*

Requirements for Green Leaf Bonus:

To qualify for bonus and refund of domestic ATM fees each monthly statement cycle, account holders must:

  • Pay 3 bills using our online bill pay system
  • Receive electronic statements
  • Make 15 settled debit card transactions
  • Maintain a $500 average daily balance

Electronic Statement Required: This account requires you to accept Electronic Statements monthly. If your email address becomes invalid and/or Electronic Statement is undeliverable, you will receive paper statements by mail. A $3.00 Paper Statement Fee will be assessed each monthly statement cycle in which a paper statement must be sent.

*When statement cycle requirements are met, the Total “e” Bonus is earned and paid in 12 monthly installments up to a maximum of $100 per account for the initial year only. Bonuses equal or greater than $10 will be reported as interest to the IRS. Additionally, domestic ATM fees are refunded up to $25 per statement cycle when requirements are met; international ATM fees are not eligible. If account does not meet requirements during a given cycle, bonus will not be earned and ATM fees will not be refunded.

Personal Checking More» $100 NONE Unlimited ATM/Debit No

Personal Checking

  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE Mobile Banking
  • FREE Visa Debit Card/ATM Card
  • FREE Electronic Statements

This is our most popular account! This is a basic checking account with no monthly service charge, no per item charges and no minimum balance requirement.

You can receive a paper statement for $3.00 per month. To avoid the $3.00 paper statement fee you can receive Electronic Statements (requires active online banking account and active email address).

High & Free Interest Checking More» $100 NONE Unlimited ATM/Debit Yes

High & Free Checking

  • High Rate of Interest on funds up to $25,000.99. Click here for rates.
  • Free Nationwide ATMs*
  • FREE Visa Debit/ATM Card
  • FREE Online and Mobile Banking
  • FREE Electronic Statements
  • FREE Bill Pay

Requirements

To qualify for high interest and refund of domestic ATM fees every statement cycle account holder must:

  • Conduct 15 settled debit card transactions**
  • Have at least one (1) direct deposit or ACH payment
  • Receive an Electronic Statement***

*ATM fee refunds up to $25 per statement cycle when requirements are met. Fees for international transactions are not eligible for refund.

**Debit card transactions must be permanently settled to earn high interest and domestic ATM fee refund. Until a debit card transaction is permanently settled, merchants place a pre-authorization hold on your account. It can take several days for some merchants to permanently settle a transaction.

***Electronic Statements Required: This account requires you to accept electronic statements monthly. If your email address becomes invalid and/or electronic statement is undeliverable, you will receive paper statements by mail. A $3.00 Paper Statement Fee will be assessed each monthly statement cycle in which a paper statement must be sent.

Interest Checking More» $500 $6 if balance falls below $1000 Unlimited ATM/Debit Yes

Interest Checking

  • Interest bearing account
  • Interest is compounded monthly and paid monthly

If your daily balance falls below $1000 there is a $6 fee for that statement cycle.

Prime Time Checking More» $100 NONE Unlimited ATM/Debit No

Prime Time Checking (Age 55+)

To qualify for a Prime Time Checking account, you must be 55 or older.

  • FREE Visa Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Notary Service
  • 10% Discount on Safe Deposit Box
  • Service Charge Free Money Orders & Cashier’s Checks (Limit 2 Free Money Orders or Cashiers Checks Per Business Day)
  • Service Charge Free Stop Payments
  • $1.00 Off Activation Fees for Visa Gift Cards
  • One Complementary Box of Wallet-Size Single Primetime Checks Per Year (Primetime Duplicate Checks Available at a discounted price).
    • Orders are limited to Primetime Check styles only.
    • Complimentary checks are only available for Primetime and Primetime Plus accounts. Not available for other account types.
  • * Invitations to trips, special events and seminars.

Plus, you`ll also receive:

Direct Deposit of Social Security Checks. We`ll gladly help you set up your direct deposit of your monthly Social Security Checks!

Automatic Transfers. You can set up automatic transfer from checking to savings, which would allow your savings to build, or you can make daily automatic transfers which are at no cost when you take advantage of our voice response system.

Important Seminars. We regularly offers seminars on important consumer and financial topics.

* Discounted Travel Opportunites. We will occasionally have discounted travel opportunities available. These events require you to maintain an average balance of $500 in your account.

Prime Time Plus Interest Checking More» $500

$6 if balance falls below $500

Unlimited ATM/Debit Yes

Prime Time Plus

(Interest Checking) Age 55+

To qualify for a Prime Time Checking account, you must be 55 or older.

  • Interest bearing account
  • Interest is compounded monthly and paid monthly
  • FREE Visa Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Notary Service
  • 10% Discount on Safe Deposit Box
  • Service Charge Free Money Orders & Cashier’s Checks (Limit 2 Free Money Orders or Cashiers Checks Per Business Day)
  • Service Charge Free Stop Payments
  • $1.00 Off Activation Fees for Visa Gift Cards
  • One Complementary Box of Wallet-Size Single Primetime Checks Per Year (Primetime Duplicate Checks Available at a discounted price).
    • Orders are limited to Primetime Check styles only.
    • Complimentary checks are only available for Primetime and Primetime Plus accounts. Not available for other account types.
  • * Invitations to trips, special events and seminars.

Plus, you`ll also receive:

Direct Deposit of Social Security Checks. We`ll gladly help you set up your direct deposit of your monthly Social Security Checks!

Automatic Transfers. You can set up automatic transfer from checking to savings, which would allow your savings to build, or you can make daily automatic transfers which are at no cost when you take advantage of our voice response system.

Important Seminars. We regularly offers seminars on important consumer and financial topics.

* Discounted Travel Opportunities. We will occasionally have discounted travel opportunities available. These events require you to maintain an average balance of $500 in your account.

Health Savings Account (HSA) More» $100 $5.00 if acct. balance below $1000 Unlimited ATM/Debit Yes

Health Savings Account

Provides individuals and families with a smart way to save money to help pay for current or future qualified medical expenses on a tax-free basis.

  • Interest is compounded monthly and paid monthly
  • HSA Debit Card
  • Monthly Statement

*For a limited time, the $5.00 monthly fee on collected balances less than $1,000 is being waived for the first six months after opening an HSA account.

Click here for tiers and rates. Interest rates are tiered on your HSA, so your rates will increase as your account balance grows. Rates are subject to change without notice.

Please visit the HSA Service Center. It has all of the information that you need regarding Health Savings Accounts. When you are ready to establish your account, come on in to any of our locations and speak with a Retail Banker.

Money Market Account More» $1000 $7.50 if acct. balance below $1000 Limited ATM Yes

Money Market Checking

  • Interest is compounded and paid monthly.* Click Here for current information on tiered interest rates and balances
  • $7.50 monthly service charge if balance falls below $1000
  • Unlimited deposits and withdrawals made in person, by mail or ATM
  • Limited check writing and transfers*

*In accordance with banking regulations, transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or internet/telephone transfer are limited to 6 per month by check, draft, ATM/Debit or similar order to third parties. An Excess Debit Fee of $5.00 per item will be charged for each preauthorized transaction over 6 which occurs during the same statement cycle.